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Adjustable Rate Loans

This rewards you with a much lower interest rate and payment. This is great for individuals who plan on eventually accessing the equity or selling the home to move into a new home. The risk vs. reward factor, you are rewarded for have the rate fixed for a shorter term with the risk of the rate going down or up at the end of the fixed period. Most people do not keep the loan long enough to even get to the adjustable portion. Highly recommended.

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